These products are designed based on an annualize premium rate with an assigned healthcare benefit package or cover by a certified Actuary based on calculated risk factors. At Universal, one can subscribe to the following Premium based Products:

Classic Plan: This product is designed for corporate organizations with large membership base where Medical cost is a major financial factor in the company’s budget. Premiums are thus customized to meet the healthcare needs of the member as well as the budget of the company.

Super Plan: This product is designed to give corporate institutions an unprecedented option to choose from within our wide range of benefit packages that suits their healthcare needs at the best possible value.

Executive Plan: This product is designed for organizations with unlimited option of choice with the assured amount that leaves no room for a need. Access to healthcare here is limitless and 100% guaranteed.

Prestige Plan: This product is designed for prominent executives with insatiable appetite for excellence. Access to healthcare here is beyond boundaries.